{"id":760,"date":"2025-11-19T12:38:42","date_gmt":"2025-11-19T11:38:42","guid":{"rendered":"https:\/\/estudimaso.com\/finance\/financial-tools\/"},"modified":"2026-01-29T14:51:24","modified_gmt":"2026-01-29T13:51:24","slug":"financial-tools","status":"publish","type":"page","link":"https:\/\/estudimaso.com\/en\/finance\/financial-tools\/","title":{"rendered":"Financial tools"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"760\" class=\"elementor elementor-760 elementor-420\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b29735 e-con-full e-flex e-con e-parent\" data-id=\"7b29735\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a8c9106 e-con-full e-flex e-con e-child\" data-id=\"a8c9106\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e329ed9 elementor-widget elementor-widget-heading\" data-id=\"e329ed9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial tools<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0924a78 elementor-widget elementor-widget-text-editor\" data-id=\"0924a78\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We want to help you better understand your finances: from calculating your mortgage to assessing your family&#8217;s financial health.<br><b>Our goal is to help you achieve financial freedom. Use our calculators to find out where you stand.<\/b> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46a3883 e-con-full e-flex e-con e-parent\" data-id=\"46a3883\" data-element_type=\"container\" id=\"llibertat-financera\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4dbabbf e-con-full e-flex e-con e-child\" data-id=\"4dbabbf\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-07378e9 e-con-full e-flex e-con e-child\" data-id=\"07378e9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9884a97 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"9884a97\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial Freedom<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5408b51 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5408b51\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Financial freedom is built through strategic and well-informed decisions.<br><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e52d704 e-con-full e-flex e-con e-child\" data-id=\"e52d704\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a14edee elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"a14edee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>It\u2019s not just about having savings, but about putting your resources to work for you and managing your assets intelligently.<\/p><p>The first step is to fully understand your current situation: <b>income, expenses, debts, and assets.<\/b><\/p><p>From there, we can define <b>clear goals <\/b>and create a<b> personalized plan<\/b> that includes saving, investing, optimizing expenses, and strategic asset management, which can generate additional benefits and new economic opportunities.<\/p><p>With <b>consistency<\/b>, <b>planning<\/b>, and <b>informed decisions<\/b>, you will achieve financial autonomy, security, and more freedom to live the way you want, with assets that work for you and not the other way around.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333c716 elementor-align-left elementor-mobile-align-left elementor-widget elementor-widget-button\" data-id=\"333c716\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"#calculators\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" viewBox=\"0 0 19.1 19.3\"><polygon points=\"19.1 0 .4 0 .4 1 17.3 1 0 18.3 .7 19.1 18.1 1.7 18.1 19.3 19.1 19.3 19.1 0\"><\/polygon><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">DISCOVER YOUR STARTING POINT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d2cc16b e-flex e-con-boxed e-con e-parent\" data-id=\"d2cc16b\" data-element_type=\"container\" id=\"calculators\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-94e3789 e-con-full e-flex e-con e-child\" data-id=\"94e3789\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ccacda1 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"ccacda1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial calculators<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67f48a1 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"67f48a1\" data-element_type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;stretch&quot;,&quot;tabs_justify_horizontal_tablet&quot;:&quot;stretch&quot;,&quot;horizontal_scroll_tablet&quot;:&quot;enable&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"109004961\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-1090049611\" data-tab-title-id=\"e-n-tab-title-1090049611\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1090049611\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tMortgage cut\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1090049612\" data-tab-title-id=\"e-n-tab-title-1090049612\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1090049612\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tCompound interest\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1090049613\" data-tab-title-id=\"e-n-tab-title-1090049613\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1090049613\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tPersonal finance\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1090049611\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1090049611\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-579fd9f e-con-full e-flex e-con e-child\" data-id=\"579fd9f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05c48fd elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"05c48fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>With our tool you can simulate the monthly instalment and see how regular savings can significantly reduce the total cost of your loan. <strong>Plan your future with greater peace of mind.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8dd923 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a8dd923\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5007d48 elementor-widget__width-inherit elementor-widget elementor-widget-html\" data-id=\"5007d48\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<iframe id=\"hipotecaFrame\" src=\"https:\/\/www.estudimaso.com\/en\/mortgage-calculator\/\" style=\"width:100%; border:0;\"><\/iframe>\n\n<script>\nwindow.addEventListener('message', (event) => {\n  if (!event.origin.includes('estudimaso.com')) return;\n\n  if (event.data?.tipo === 'resize') {\n    document.getElementById('hipotecaFrame').style.height =\n      event.data.altura + 'px';\n  }\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1090049612\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1090049612\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-461864a e-con-full e-flex e-con e-child\" data-id=\"461864a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0452b54 elementor-widget elementor-widget-text-editor\" data-id=\"0452b54\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Compound interest is the mechanism by which your savings grow by adding not only the interest generated but also the interest on the accumulated interest. Each period, the return is added to the initial capital and becomes part of the base on which future gains will be calculated. This creates a multiplier effect that causes your money to grow exponentially over time.  <br><strong>The sooner you start saving and the more consistent you are, the more noticeable this effect will be.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a44b4a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3a44b4a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f061812 elementor-widget__width-inherit elementor-widget elementor-widget-html\" data-id=\"f061812\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<iframe id=\"interestFrame\" src=\"\/en\/periodic-savings-calculator\/\" style=\"width:100%; border:0;\"><\/iframe>\n\n<script>\nwindow.addEventListener('message', (event) => {\n  if (!event.origin.includes('estudimaso.com')) return;\n\n  if (event.data?.tipo === 'resize') {\n    document.getElementById('interestFrame').style.height =\n      event.data.altura + 'px';\n  }\n});\n    \n<\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1090049613\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1090049613\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-6ad2bd5 e-con-full e-flex e-con e-child\" data-id=\"6ad2bd5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-513b9b1 elementor-widget elementor-widget-text-editor\" data-id=\"513b9b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Easily assess the state of your finances.<\/strong><br>With our calculator you can analyze income, expenses, savings and debts to get a clear view of your financial health. <strong>Discover where you are, identify opportunities for improvement and make informed decisions to build a more solid and balanced financial future.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbd9df0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bbd9df0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a9c29b elementor-widget__width-inherit elementor-widget elementor-widget-html\" data-id=\"9a9c29b\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<iframe id=\"healthFrame\" src=\"https:\/\/www.estudimaso.com\/en\/financial-health-calculator\/\" style=\"width:100%; border:0;\"><\/iframe>\n\n<script>\nwindow.addEventListener('message', (event) => {\n  if (!event.origin.includes('estudimaso.com')) return;\n\n  if (event.data?.tipo === 'resize') {\n    document.getElementById('healthFrame').style.height =\n      event.data.altura + 'px';\n  }\n});\n    \n<\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7320e25 e-con-full e-flex e-con e-parent\" data-id=\"7320e25\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-619d4ab e-con-full e-flex e-con e-child\" data-id=\"619d4ab\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a477074 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"a477074\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/estudimaso.com\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" viewBox=\"0 0 19.1 19.3\"><polygon points=\"19.1 0 .4 0 .4 1 17.3 1 0 18.3 .7 19.1 18.1 1.7 18.1 19.3 19.1 19.3 19.1 0\"><\/polygon><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ask us for more information<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We want to help you better understand your finances: from calculating your mortgage to assessing your family&#8217;s financial health.Our goal is to help you achieve financial freedom. Use our calculators to find out where you stand. Financial Freedom Financial freedom is built through strategic and well-informed decisions. It\u2019s not just about having savings, but about &#8230; <a title=\"Financial tools\" class=\"read-more\" href=\"https:\/\/estudimaso.com\/en\/finance\/financial-tools\/\" aria-label=\"Read more about Financial tools\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1166,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-760","page","type-page","status-publish"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial tools - Estudi Mas\u00f3<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/estudimaso.com\/en\/finance\/financial-tools\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial tools - Estudi Mas\u00f3\" \/>\n<meta property=\"og:description\" content=\"We want to help you better understand your finances: from calculating your mortgage to assessing your family&#8217;s financial health.Our goal is to help you achieve financial freedom. 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